Thanks synthsin75. I was afraid I'd have to recreate the styles.

Of course that's fine for a few styles, but it makes me nervous what might happen if I have a lot of styles and something get's corrupted. I'm still hoping I can figure out what caused the issue.
Based on your feedback I tried some things. I saved the styles in the library and then loaded them into a new file. Even though all three styles were listed, only the shirt showed up when I loaded it up. I'm wondering if I renamed a style instead of selecting new, when I created coat and skin.
I'll do some more testing, but if anyone else has had this problem I'd be interested in what they see. I'll update if I find out anything else.